Visa has rolled out a new system that allows artificial intelligence (AI) to not only suggest items to buy but also complete purchases for users. The newly launched platform, called Visa Intelligent Commerce, lets AI assistants shop on your behalf — while keeping your financial data secure.
The announcement was made recently during Visa’s event in San Francisco. This marks a step towards AI taking on more day-to-day tasks for users, including buying products, booking services, and managing online orders — all based on your instructions.
AI That Does More Than Just Help You Shop
Today, many AI tools can help people find products or services online. But when it comes to actually completing the purchase, those systems often stop short. Visa is working to close that gap by allowing these tools to also handle payments.
To do this, Visa has teamed up with top tech companies like Microsoft, IBM, OpenAI, Samsung, and others. Their combined goal is to build a secure way for AI to handle payments without needing access to your actual card details.
How the Technology Works
Instead of using your real credit or debit card numbers, the platform turns your card information into a digital token — a safe, coded version of your
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