Ninth Circuit Says President Trump Can Ban Immigrants Without “Approved” Health Insurance

In a decision on Dec. 31 in Doe #1 v. Trump, the U.S. Court of Appeals for the Ninth Circuit upheld President Trump’s Oct. 2019 proclamation barring entry of immigrants without “approved” health insurance (a policy often referred to as the “uninsured ban”). Judge Daniel Collins, a Trump appointee, wrote the panel’s opinion, holding that the uninsured ban was within the president’s authority under the Immigration and Nationality Act (INA). a George W. Bush appointee, Jay Bybee, joined in that opinion; Judge A. Wallace Tashima, a Clinton appointee, dissented. The panel’s ruling raises the stakes even higher for President-elect Joe Biden’s first days in office, since Biden has said he will move quickly to withdraw several of President Trump’s immigration proclamations.

The uninsured ban relies on 8 U.S.C. § 1182(f), which empowers the president to bar entry of foreign nationals who would be “detrimental to the interests of the United States.” This same provision supported President Trump’s 2017 travel ban, which the Supreme Court upheld in Trump v. Hawaii. The uninsured ban would bar many immigrants who lack an “approved” insurance plan, defined as a plan not supported by a government subsidy.

The proclamation’s definition of an “approved” plan likely stems from President Trump’s well-known opposition to the Affordable Care Act (ACA). As this explainer describes, the ACA seeks to provide comprehensive health coverage. ACA subscribers can obtain a wide range of needed treatment, including preventive care. By providing this broad range of care, Congress hoped to promote the overall health of Americans and thus lower health-care costs over time. Congress specifically rejected the model favored by President Trump, which promotes bare-bones insurance plans that are less expensive than comprehensive plans. These bare-bones plans lower costs by sharply reducing coverage. Many bare-bones plans only provide coverage for catastrophic health conditions. Typically, bare-bones plans do not cover preventive care. Approved plans under the proclamation include an array of bare-bones insurance policies that provide minimal benefits and are thus incompatible with the comprehensive coverage that the ACA encourages.

In practice, the ban bars the entry of many who would otherwise be eligible for visas—spouses, adult children, parents and siblings of many U.S. citizens, as well as the spouses of lawful permanent residents (LPRs). This is because families already in the U.S. in which the primary breadwinner works for a salary at or just above the minimum wage often lack employer health insurance plans. And without an employer plan, it becomes effectively impossible to sponsor relatives under the act unless the noncitizen can personally afford, out-of-pocket, a plan designated as “approved” under the ban.

The core of the Ninth Circuit’s Doe opinion is a broad reading of 8 U.S.C. § 1182(f). In his opinion, Judge Collins relied heavily on Chief Justice Roberts’s opinion for the Supreme Court in Trump v. Hawaii. In that case, Roberts observed that § 1182(f) “exudes deference in every clause.” For the Doe majority, that broad textual grant of power was sufficient. Citing Chief Justice Roberts’s broad view of § 1182(f) in Hawaii, Judge Collins asserted that the president merely had to make a finding that entry of the immigrants identified in the proclamation would be “detrimental.” Once the president made that finding, Collins asserted, the court owed the president deference.

The Doe panel’s deference rested on President Trump’s finding that lawful immigrants were “three times more likely than U.S. citizens” to lack health insurance and that uncompensated health care costs strain the health-care delivery system. Also following Hawaii, Judge Collins explained that the uninsured ban was subject to periodic review by the executive branch. At least in theory, that provision for periodic review ensured that the ban would last only as long as U.S. economic conditions warranted.

To uphold the uninsured ban, the Doe court rejected arguments made by the challengers and Judge Tashima in his dissent that the ban conflicted with other statutory proclamations and departed from longtime practice under § 1182(f). On the latter point, I served as co-counsel (along with Loeb & Loeb’s Neil Nandi and Laura McNally and Penn State’s Shoba Sivaprasad Wadhia) on an amicus brief that I discuss below. On the former point, the Doe court found no conflict between the ban and provisions of the Affordable Care Act (ACA)—an issue I unpacked in an earlier post and I discuss further below.

Why might there be tension between the ban and the ACA? As Chief Justice Roberts explained in his opinion for the Supreme Court in King v. Burwell, Congress sought in the ACA to promote sustainable access to health care through a pillar of sound insurance: pooling high- and low-risk subscribers. Risk pooling works by enrolling healthy individuals who pay more in premiums than they withdraw in benefits. Enrollment of these low-risk subscribers balances out less healthy individuals—such as the elderly and those with preexisting conditions—who are more likely to claim benefits (King v. Burwell at 2493). Several ACA […]

Read the original article: Ninth Circuit Says President Trump Can Ban Immigrants Without “Approved” Health Insurance